Loan Products

We Provide Best Services

All who have a permanent resident of Muvattupuzha Taluk, Kothamangalam Taluk and Perumbavoor Municipality, Mazhuvannoor, Poothrika, Kunnathunad, Vengola, Asamannoor, Rayamangalam Panchayats of Kunnathunad Taluk, are eligible for our loan products.

Gold Loan

Super Speedy processing, For various purposes against gold ornaments. Maximum amount up to Rs. 1 Crore. Repayment period 3 months to 6 months. Attractive rate of interest. Maximum loan amount per gram Interest applied on daily reducing balance.

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Over Draft

Secured Loan to meet working capital requirement. Maximum amount up to 1 Crore. Attractive rate of interest. Interest applied on daily reducing balance.
Requirement
Against security of residential or other than residential premises, stocks, buildings etc… Fair Income for Repayment.

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Deposit Loan

Super Speedy processing at branch office itself For various purposes against deposits.90% amount of the deposit value.Interest rate applicable : 2% higher of the fixed deposit Interest applied on daily reducing balance.
Requirement
Pledge of your own Fixed Deposit Receipt with the Bank.

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Housing Loan

For construction of residential premises or purchase of Flats. Maximum amount up to 25 Lakhs.Repayment period up to 180 months Attractive rate of interest. Interest applied on daily reducing balance.
Requirement
Can be available for members of the bank. Fair Income for Repayment.

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Medium Term Secured Loan , Business Loan , Oridinary Loan

With Loan against Property, you can leverage your property’s equity to expand your business, meet your working capital requirements or fulfil any other….. Maximum up to 50 Lakhs against property and repayment capacity. Repayment period up to 100 months. Attractive rate of interest. Interest applied on daily reducing balance.
Requirement
Original documents and back documents of residential / commercial premises. Fair Income for Repayment

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Medium Term Unsecured , Daily Collection Loan

Attractive rate of interest.Interest applied on daily reducing balance.

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